The Blog

Blog Category - Buying a Home

Report Finds that a Homeowner’s Net Worth is 36 Times Greater Than Renters

Categories: Buying a Home, New vs Used, Renting a Home | Posted: August 14, 2017

Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner’s net worth is 36 times greater than that of a renter ($194,500 vs. $5,400). 

Put Your Housing Cost to Work for You

As we’ve said before, simply put, homeownership is a form of ‘forced savings.’ Every time you pay your mortgage, you are contributing to your net worth. Every time you pay your rent, you are contributing to your landlord’s net worth.

The latest National Housing Pulse Survey from NAR reveals that 84% of consumers believe that purchasing a home is a good financial decision. William E. Brown comments:

“Despite the growing concern over affordable housing, this survey makes it clear that a strong majority still believe in homeownership and aspire to own a home of their own. Building equity, wanting a stable and safe environment, and having the freedom to choose their neighborhood remain the top reasons to own a home. 

Bottom Line

If you are interested in finding out if you could put your housing cost to work for you by purchasing a home, call Kristy, our Online Sales Counselor, who can put you in touch with a Grant Sales Professional who will guide you through the process of buying a new home.

(This article was reprinted from Keeping Current Matters at

Homeownership Remains Cheaper than Rent by 38 Percent

Categories: Buying a Home, Family Homes, New vs Used | Posted: August 10, 2017

More and more 20-30-somethings are still renting and waiting to purchase their first new home. According to the latest Buy-vs-Rent survey, the decision to purchase a new home instead of continuing to rent in the Memphis Metro area is a “no brainer.”

Trulia recently released their vs. Buy Report. The report explains that homeownership remains cheaper than renting in all of the 100 largest metro areas by an average of 38%!

Check out the detailed report and see why buying a new home may be the smartest investment you could ever make. Click here to go to the report.

To find out if buying is right for you, contact any Grant & Co. Sales Consultant, who can guide you through the process of buying a new home.

Go Shopping on Grant & Co. Website

Categories: Buying a Home, Family Homes, Featured Neighborhoods, Open House, Ready to Move In Homes | Posted: July 27, 2017

It’s the lazy dog days of summer and back-to-school time is almost here. You know you need to be looking for a new home, but it’s just so hot! NO PROBLEM! You can shop for a new home in your pj’s by visiting homes!

Are you in a hurry to move in before school starts or do you want to just skip the building process but still get the opportunity to move into a new home? We got ya covered! Grant & Co. has more than 40 new homes throughout the Mid-South under construction today

You can browse through all of them right from your phone at You can even sort by price, size, beds, baths, or location to narrow down to the perfect home for you. When you have an idea of which home might be right for you, set an appointment with a Grant Sales Consultant to get all the details.

We have homes ranging from the low $200’s to the $450’s in Olive Branch, Collierville, Arlington, Bartlett and Memphis in neighborhoods near all the best schools, shopping areas and medical facilities.

Information and pictures about each home and neighborhood is available by clicking here.

If you have a question or need directions, Kristy, our Online Sales Consultant, is only a phone call or email away. Contact her now.

The Grant Experience

Categories: Buying a Home, Decorating Ideas, Family Homes, The Grant Experience | Posted: May 19, 2017

Every third Thursday of the month, Grant homebuyers fill the conference room at the main office at 177 Crescent Drive, Collierville, to meet the Grant staff, sales team, builders and Design Center consultants and to learn more about the building process, mortgage process and home closing.

We call this meeting “The Grant Experience.”

All of us at Grant & Co. are delighted to meet with our new buyers to introduce ourselves and educate the homebuyers on a process that can be a little bit intimidating, especially if we are building the new home from the ground up, a presale, for the buyer.

Manuel “Mano” Boyadjian, Mortgage Investors Group, is our mortgage partner for The Grant Experience.  Mano is here every Thursday night to explain the mortgage process, from contract to closing.  He talks about how to qualify for a mortgage loan, the importance of using a local lender and all the things to do and not to do during the process of buying a new home.  Mano can answer any questions about the different types of mortgages, qualifications and special programs.

Mark Miesse, Memphis Title Company, is the Grant preferred closing attorney. Mark or a member of his staff, is always on hand to discuss the closing process and answer any questions home buyers have about what they need to bring to closing in order to enjoy a smooth closing and get the keys to their new home as soon as possible.

A tour of the Design Center with our Design Consultants, Lacy and Lauren, is always the highlight of the event. With many years of experience in home design and décor, these consultants know their way around new home selections and help to make a buyer’s new home perfect for their family.

Whether you are a new Grant home buyer, someone interested in buying a new home or a Realtor interested in having the opportunity to sell a Grant home, The Grant Experience is the perfect time to learn all there is to know about owning a Grant home.

From contract to keys and beyond – The Grant Experience covers all the details and will give home buyers peace of mind about the home buying process.

The next Grant Experience is scheduled for Thursday, June 15 from 5:30 pm until 7 pm. Light refreshments will be served.

Want to know more? Give us a call at 901-854-0525.


Living on Love & Lawn Chairs

Categories: Buying a Home, Decorating Ideas, Family Homes | Posted: May 3, 2017

Guest Blog by Martha H. Fondren, Director of Sales & Marketing for Grant & Co.

I remember the first home I purchased as a newly married 20-something. The only real furniture in the house was a bed and chest of drawers I brought from my old room in my parent’s home. We lived with folding lawn furniture, an ice chest (no refrigerator) and a small TV for a couple of months. Even so, the first thing we purchased for our new home was a stereo system. We were young, newly married and, well, pretty stupid. We had great music but had to sit on the floor to listen to it.

Living on love and uncomfortable outdoor furniture could only go so far. Eventually, we had to figure out the furniture-buying program. Purchasing new furniture and decorating your new home can be a little overwhelming. Especially if you are a first time homeowner. Here are some tips all new homeowners have to learn along the way:

  1. Take inventory. What do you already have that you can use somewhere? Make a list of your must-have furniture pieces and your would-love-to-have pieces.  Check out the decorating websites like Pinterest and Houzz and copy furniture ideas you love.
  2. Make budget and stick to it. What can you buy right now and what wonderful pieces are you saving to buy? Try not to finance your furniture even if the furniture store offers 0% finance. You will end up paying so much more for your furniture.
  3. Shop, shop till you drop. Compare prices online. Shop estate sales and antique stores. Check out those cool websites. Don’t buy the first dining table you see even if you think you love it. Go look at other stores and see if there is a similar or better table at a lesser price. It will be worth your time when you find the perfect table at the perfect price.  Read online reviews about the stores and the furniture brands.
  4. You’ve seen the TV commercial where the family is “testing” the sofa or bed. Do not be afraid to try before you buy! Sit on it and thoroughly check out the comfort of that chair or sofa or mattress. There is nothing worse than spending your hard earned money on a piece of furniture and getting it home only to find out it is not comfortable.
  5. Buy quality furniture! Do not invest in furniture that has a great price tag but will not last through the first Christmas gathering. Even if you have to buy your important pieces of furniture one piece at a time, it will be worth it to find classic, timeless furniture. If you buy good, top quality furniture, you can expect to have those pieces for many years. You can change up décor, colors and themes with fabric pieces like pillows, throws, window treatments and rugs. The “bones” of your home can stay the same through years of changing decorating trends

We eventually bought a house full of furniture including a disco orange sofa and love seat, an orange corduroy chair, a glass top bamboo-based kitchen table with (you guessed it!) orange cushioned chairs and a refrigerator with no ice maker (that costs extra).   Oh well, everyone has those “what were we thinking??” times in their lives.

Know this:   A wonderful and warm family home starts with the perfect foundation – a new Grant home. What you choose to put into your new home is what makes it uniquely yours – for now and many years to come.


Fall in Love with Your New Home in February

Categories: Buying a Home, Family Homes | Posted: February 2, 2017

Grant & Co. wants you to fall in love with a new home during February, the traditional Month of Love.

That’s why the Grant Sales Team in all of Grant’s neighborhoods will be serving up some loving deals on new homes this month.

With 13 neighborhoods in Olive Branch, MS, Collierville, TN, Bartlett, TN, and Arlington, TN, Grant homes are designed for first-time, move-up and luxury homebuyers, After more than 75 years, Grant has grown to become one of the Mid-South’s leading and most respected homebuilders and proudly remains steadfast in their commitment toward quality, value and integrity. Grant has a longstanding history of building exceptional homes in only the most well-planned and desirable locations near schools, the medical center, entertainment districts, and employment centers.

Grant has more than 40 new homes under construction today; many of which will be ready to close within 30 days. Or, choose your perfect home plan and the home site you desire and let Grant build your new home with your personal colors and options.

Want to know which neighborhoods have homes available now? Click here for a list of all available homes. Want to look at available floorplans to build? Click here.

Most experts agree, don’t fall blindly in love and let your emotions make all the decisions. Do your homework! Check out your builder’s reputation. Talk to your prospective neighbors. Ask about warranty.  Compare.

Know in your heart of hearts that you have chosen well!

Hearthstone Model Home Open

Categories: Buying a Home, Decorating Ideas, Family Homes, Featured Home Plans, Featured Neighborhoods | Posted: September 23, 2016


Linda Wingo with Wingo Designs and Interiors just finished making this 4,440 square foot home a showplace in tones of grays, blues and silver. With an eclectic mix of both traditional and contemporary furnishings, the model home represents the lifestyle of busy homeowners who might like to entertain around the large kitchen island or outside under the large covered porch overlooking the fire pit. LR1 (1)

Come check it out today. The model home is open most days from 11 am until 6 pm.  For more information, directions and pricing, click here.Kitchen1 (2)

Welcome to Forest Hill!

Categories: Back to School, Buying a Home, DeSoto County Schools, Facebook, Featured Home Plans, Featured Olive Branch MS Neighborhoods, Instagram, Ready to Move In Homes, Twitter | Posted: August 5, 2016


Located in Olive Branch, MS, one of the fastest growing cities in the country, Forest Hill is the perfect place for you and your family. Not only do all the homes in the neighborhood have spacious backyards, but the neighborhood also has plenty of walking trails, sidewalks, and large lakes. Forest Hill is also walking distance from the Center Hill School District. CHSD is the second largest school district in the State of Mississippi and was recognized nationally as a Blue Ribbon School for its academic superiority and excellence. Forest Hill is also minutes from bustling downtown Olive Branch and Collierville, TN. It has the peacefulness of country living with the proximity of the many attractions of the city.


Many Grant & Co. exclusive homes are available, but one of the most popular plans is the Chandler. Downstairs you will find two bedrooms and two bathrooms. Upstairs, two bedrooms, a large playroom, and bathroom. You also have the option of finishing out a fifth bedroom. This plan also features upgraded hardwood floors in the great room, the entry, the formal dining room, and the kitchen.  In the kitchen you will find it is anchored with a granite covered bar, a breakfast room, and Frigidaire stainless steel appliances. The master suite features two walk-in closets, double vanities, a whirlpool tub, and a walk-in shower. The Chandler and three other homes are ready to move in today.


If you are ready to make Forest Hill your new home call 901-315-9914 or click here for more info and driving directions.



USDA Loan Introduces Cheaper Fees

Categories: Buying a Home, Facebook, Featured Olive Branch MS Neighborhoods, Instagram, Real Estate News, Save Money, Twitter | Posted: July 29, 2016

Good news for first time home-buyers! The United States Department of Agriculture (USDA) has announced lower upfront and monthly fees for its home loan program. The upfront fee will drop from 2.75% to 1% and the monthly fee will drop from 0.5% to 0.35%. This program is already popular, as it requires zero down payment and straight guidelines indicate that people with credit scores as low as 640 are eligible, but now it will become even more popular. Experts believe that this drop in fees will make the USDA loan one of the most affordable home loans available, and with this loan can make buying a home cheaper than renting. These new guidelines go into affect beginning October 1st. The USDA loan is available for four Grant & Co. neighborhoods: Maplebrook, Gwin Farms, Trinity Park, and Forest Hill. If you are thinking about buying home now is the time. Go to for more information and let us get you into the home of your dreams.

Welcome to Hearthstone!

Categories: Buying a Home, Conserve Energy, Facebook, Featured Home Plans, Featured Neighborhoods, Instagram, New Model Home, New Neighborhoods, Twitter | Posted: July 22, 2016


The day is almost here! The Grand Opening of the new model home in the Hearthstone neighborhood in Collierville, TN will be Monday, August 1st. Come experience the first neighborhood in the new Grant & Co Executive Home Series. Outside the home you will find a three-car attached garage with three remote openers and a key-less door keypad, a convenient “Friend’s Entry,” low maintenance stainable insulated fiberglass front doors, and energy efficient vinyl Low-E Glass windows.

Inside the home you can expect to find stained hardwood steps with painted risers and a heavy iron handrail on the stairways, tile floor in all the bathrooms and the laundry room, Hickory or Acacia hardwood floors in the entry, dining room, and the kitchen, custom storage cubbies and a bench near the garage entry, and a convenient Butler’s Pantry between the kitchen and formal dining room.

Speaking of the kitchen, it is a deluxe gourmet kitchen with Frigidaire stainless steel appliances including a 36″ five burner gas cooktop, a 30″ oven/convection oven combo, a microwave, a Whisper Quiet dishwasher, a 1/2 horse power garbage disposal, and Frigidaire’s Pro Style stainless steel vented hood. The master bathroom include our exclusive King Spa Shower: an oversized master shower with two shower heads, tiled shower walls, and a shower seat.

The Grant & Co Executive Home Series are also energy efficient and feature foam insulation, radiant barrier roof decking, house wrap, pilotless gas central heating, energy efficient 6″ LED surface mounted lights in place of recessed can lights, 14 Seer central air conditioning per floor, and  R-38 insulation blown into ceilings and R-13 batts into the walls.

The homes in the Hearthstone neighborhood start in the low $400’s and there are currently five different floorplans with multiple elevationa being offered, click here for more information.











Come be a part of this beautiful neighborhood in Collierville. For directions and more information call Evette Reaves at 901-574-1147.